You work hard for your money. It should work hard for you.

Your initial consultation is always free.

Retirement Planning

Retirement, or your “work-optional” years—as we like to put it—looks different for everyone. We want to help you spend time on things you care about without worrying about running out of money.

Our retirement planning process includes:

• Creating a plan for retiring on your terms

• Assessing the feasibility of different retirement timelines

• Holding you accountable for taking the actions needed to retire on time

• Building and managing an income-based retirement portfolio to ensure you don’t outlive your money

• Maximizing your portfolio growth through low-cost, tax efficient investments

• Analyzing potential Roth-conversions to help you save on taxes

• Determining your Required Minimum Distribution (RMD) age

• Calculating your RMD every year and complete on your behalf

• Discussing potential Qualified Charitable Distributions (QCDs)

• Tracking progress as you save

• Running forecasts based on hypothetical retirement situations

• Turning your retirement savings into a reliable paycheck

• Analyzing your retirement withdrawal income rate to ensure it’s sustainable

• Reducing your taxes as you save and as you withdraw from your portfolio

• Accounting for potential roadblocks that could stand in the way